Tide Promotion: Use Code REFER200
Get Up To £200 Free
Looking for a Tide promotion? Open a free Tide business bank account using the promotion code REFER200 and claim up to £200 free cash. Trusted by over 1.5 million UK businesses. FSCS protected. 5-minute setup.
How to Claim Your £200 with the Tide Promotion
Getting your free £200 cash bonus with our Tide promotion code REFER200 is quick and straightforward. Follow these simple steps to open your account and unlock your reward.
Visit Tide or Download the App
Head to tide.co or download the Tide app from the Apple App Store or Google Play Store. You can also click our sign-up button to be taken directly to the offer page.
Enter Tide Promotion Code: REFER200
During the registration process, you will be prompted to enter a referral or promo code. Make sure you enter REFER200 to activate your exclusive £200 bonus. Our sign-up button auto-applies the code.
Verify Your Identity
Tide requires a quick identity check using a photo ID (passport or driving licence) and a selfie. This process is fast, secure, and typically completed within minutes. No credit check is required.
Get Approved & Start Banking
Most accounts are approved within minutes. Once approved, your Tide business account is live immediately. Your Mastercard debit card will arrive by post within a few days.
Spend £100 to Unlock £75 Cash
Use your Tide debit card to complete at least £100 of transactions within 30 days of opening your account. Once done, £75 free cash will be credited to your Tide account.
Deposit £5,000 to Unlock £125 Cash
For the full £200 bonus, deposit at least £5,000 into your Tide Instant Saver Account within 7 days of opening and hold this balance for 30 days. An additional £125 free cash will then be credited.
*T&Cs apply. Code must be entered at sign-up or within 7 days via in-app support.
Why Choose a Tide Business Bank Account?
Tide is built specifically for UK small businesses, sole traders, freelancers, and limited companies. Here is why over 1.5 million businesses trust Tide for their banking.
Free Business Account
Open a Tide business account with £0 monthly fees. Only pay for what you use, with low per-transaction fees. No hidden charges, no nasty surprises.
5-Minute Setup
Open your business account in as little as 5 minutes. No lengthy paperwork, no branch visits, and no credit check required. Get approved and start banking the same day.
FSCS Protected
Your money is safe. Tide accounts are held with ClearBank, which is FSCS-protected up to £120,000 per eligible person — giving you complete peace of mind.
Accounting Integration
Seamlessly sync Tide with QuickBooks, Xero, FreeAgent, and other leading accounting platforms. Automate your bookkeeping and keep your finances in perfect order.
Expense Management
Issue expense cards to your team, set spending limits, and track all business expenses in real-time. Categorise transactions automatically and simplify your VAT returns.
Instant Saver Account
Earn up to 4% AER (variable) interest on your business savings with the Tide Instant Saver Account. No penalties for withdrawals, with easy access to your funds at all times.
Automated Invoicing
Create and send professional invoices directly from the Tide app. Track payment status, send automated reminders, and get paid faster — all without leaving the platform.
24/7 In-App Support
Get help whenever you need it with Tide's 24/7 in-app chat support, available 365 days a year. Experienced business banking specialists are always on hand to assist you.
International Payments
Send and receive international payments in multiple currencies with ease. Tide's paid plans offer 0% FX fees, making it ideal for businesses with global clients or suppliers.
The Business Account Built for Modern Entrepreneurs
Tide is a leading digital banking platform in the UK, specifically designed to meet the needs of small businesses and entrepreneurs. With its fast, paperless account setup and comprehensive suite of financial tools, Tide simplifies business banking so you can focus on what matters most — growing your business.
Whether you are a freelancer, sole trader, or the director of a limited company, Tide has a plan that fits your needs. And right now, with our exclusive Tide promotion code REFER200, you can claim up to £200 free cash just for opening an account.
Open Your Free Account
What Business Owners Say About the Tide Promotion
Thousands of UK business owners have already claimed their free cash using our Tide promotion code REFER200. Here is what some of them had to say.
"I used the Tide promotion code REFER200 when I set up my freelance business account. The whole process took less than 10 minutes and I received my £75 bonus within a few weeks. Absolutely brilliant — I wish I had switched sooner!"
"The Tide promotion was exactly what I needed when starting my limited company. I deposited £5,000 into the Instant Saver and got the full £200 bonus. The accounting integrations with Xero have saved me hours every month too."
"I was sceptical at first, but the Tide promotion code REFER200 genuinely worked. I got the full £200 free cash bonus and the account itself is fantastic — no monthly fees, great app, and the expense cards for my team are a game changer."
Why Tide Beats Traditional Business Banking
See how Tide compares to traditional high street banks for UK small businesses and sole traders.
| Feature | Tide (with REFER200) | Traditional Banks |
|---|---|---|
| Monthly Fee | ✓ £0 (Free Plan) | ✗ £5–£25/month |
| Account Setup Time | ✓ Under 5 minutes | ✗ Days to weeks |
| Credit Check Required | ✓ No credit check | ✗ Usually required |
| Sign-Up Bonus | ✓ Up to £200 free cash | ✗ Rarely offered |
| Mobile App | ✓ Full-featured app | Basic mobile banking |
| Accounting Integration | ✓ Xero, QuickBooks, etc. | ✗ Limited or paid |
| FSCS Protection | ✓ Up to £120,000 | ✓ Up to £85,000 |
| 24/7 Support | ✓ In-app chat, 365 days | ✗ Limited hours |
Frequently Asked Questions About the Tide Promotion
Everything you need to know about the Tide promotion code REFER200 and how to claim your free £200 bonus.
The Tide promotion code is REFER200. When you enter this code during the registration process for a new Tide business bank account, you become eligible for a sign-up bonus of up to £200 free cash. This is an exclusive promotional offer available to new Tide customers in the UK.
To use the Tide promotion code, visit tide.co or download the Tide app. During the sign-up process, you will be asked to enter a referral or promo code — simply type REFER200 in that field. Alternatively, clicking the sign-up buttons on this page will automatically apply the code for you.
You can earn up to £200 free cash in total. The bonus is split into two parts: £75 is awarded when you complete at least £100 of card transactions within 30 days of opening your account, and a further £125 is awarded when you deposit at least £5,000 into a Tide Instant Saver Account within 7 days and hold it for 30 days.
The £75 card spend bonus is typically credited to your Tide account within 4–6 weeks of completing £100 in card transactions. The £125 savings bonus is credited after the 30-day holding period in your Tide Instant Saver Account has been completed. Both bonuses are paid directly into your Tide business account.
Do not worry — if you forget to enter the code during sign-up, you have 7 days from the date of registration to have it applied retrospectively. Simply contact Tide's in-app customer support and ask them to apply the promotion code REFER200 to your account. They will be happy to help.
Yes, Tide is a fully regulated UK financial platform. Your deposits are held with ClearBank, which is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA). Deposits are FSCS-protected up to £120,000 per eligible person, giving you greater protection than many traditional high street banks.
The Tide promotion offer is available to new Tide customers who are UK-based sole traders, freelancers, or company directors. You must be aged 18 or over with a valid UK address and phone number. The offer is not available to existing Tide account holders or those who have previously held a Tide account.
Yes! Tide offers a streamlined process that allows you to register a new limited company and open a business bank account simultaneously. Company formation costs just £14.99 through Tide (saving you £35 compared to the standard Companies House fee). This is an excellent option for anyone starting a new business who needs both a company and a business account.
Ready to Claim Your £200 Free Cash?
Join over 1.5 million UK businesses already banking with Tide. Open your free business account today using our exclusive Tide promotion code REFER200 and claim your sign-up bonus. It takes just 5 minutes.
*T&Cs apply. New customers only. UK residents aged 18+. Must complete qualifying transactions to receive bonus.